Forgery, Fake Documentation and misguiding

Complaint Date:
By:

Company Name:

My complaint is about Aegon Religare Insurance.They are forging documents and making fake documents doing signature forgery. I have submitted following complaint in company but not got any positive reply. They even do not accept their forgeries which are clear :

Dear Concern,

I explain you that forgery in my documents signatures is done and
misleading is also done. My details are not filled correct. Is this right
to do fake signatures of client on form?. Your representative making fool of
lots of people who trust them. I also became victim. I never got positive
response from any person. They are saying signature on benefit illustration
are original which is totally wrong. These are not my signature or my
daughter signatures. My son’s signatures are also not original. I will
never continue these policies and i want refund. I explain my
complaint as per following:

Policy Number : 110913240735

– Forged signature of me and my Son Jagmeet Singh on Form. Easily can be
judged.
– Signature on Benefit illustration are fake too.
– Copies of forged form is attached here.
– Copy of Forged Benefit illustration is attached.
– Attested Signatures from Bank of me and My son jagmeet Singh’s also
attached to know real signature and comparison.

Policy Number: 111113299845

– Gagandeep Kaur is proposer and Life Insured in this policy. She is shown
as teacher and having an annual income of 460000/- which is totally fake.
She was student at that time and was pursuing B.Ed on regular study. so
this is totally wrong information and she is not working so how can she run
this policy?Your employee Hittesh Batra has filled wrong response
sheet. Interestingly Mr. batra is saying in his response sheet that
Gagandeep Kaur has annual Income of 3 Lac whereas on form it is written
4.60 Lac. Again fake things are here.
– Fake ITR is provided here in this policy to show Gagandeep Kaur’s Income.
She was student at that time of B.ed. So ITR given here in totally fake and
forged.
– Interesting point is that they have shown Gaganpreet as Student in
previous policies in which i was proposer.
– Signature on benefit illustration is Fake. Tried to copy signature.
– Height weight details even does not match with previous policy. This
indicates that Policy issuing authority do not do cross check with previous
policy details. This means there is everything wrong related to insurance
policy issuing rules.
– Attested signature from bank of Gagandeep are attached here along with
Degree pursuing proof of B.ed is also attach here to let you know that she
was student at that time.

Policy Number : 111113299847

– Gagandeep Kaur is proposer and Life Insured in this policy. She is shown
as teacher and having an annual income of 460000/- which is totally fake.
She was student at that time and was pursuing B.Ed on regular study. so
this is totally wrong information and she is not working so how can she run
this policy?Your employee Hittesh Batra has filled wrong response
sheet. Interestingly Mr. batra is saying in his response sheet that
Gagandeep Kaur has annual Income of 3 Lac whereas on form it is written
4.60 Lac. Again fake things are here.
– Fake ITR is provided here in this policy to show Gagandeep Kaur’s Income.
She was student at that time of B.ed. So ITR given here in totally fake and
forged.
– Signature on benefit illustration is Fake. Tried to copy signature.
– Height weight details even does not match with previous policy. This
indicates that Policy issuing authority do not do cross check with previous
policy details. This means there is everything wrong related to insurance
policy issuing rules.
– Interesting point is that they have shown Gaganpreet as Student in
previous policies in which i was proposer.
– Attested signature from bank of Gagandeep are attached here along with
Degree pursuing proof of B.ed is also attach here to let you know that she
was student at that time.

Policy Number : 110813222116

– Family history wrong mentioned. i had three brother. Two died because of
heart attack and heart problems and one was dead in accident. So my brother
and sister details is absent here. Which is not a good sign.
– I suspect that ITR is fake in this case because annual income do not
match with my real Income.
– Height weight details is again mismatch shown 170 cms weight 75 kg which
to tottaly wrong. i am 5.5 and having weight around 90 kg.
– Signature on benefit illustration are fake and forged again.
– These peoples has done wrong things in every policies and policy issuing
people also not match details with previous policies.

Policy Number : 110913245806

– Cross signature on cutting are forged.
– Signature on benefit illustration are forged.
– Signature on form of me ( Inderpaul Singh) near signature of Gagandeep
Kaur is also forged.
– Forged Form signature copies are attached here.
-Gagandeep Kaur Signatures are Fake.
– Attested Signature from Bank is attached.

The Policy issuing authorities are useless here in Aegon Religare. They
Never matched the details with previous policies and even never bothered
that how a man of almost of age near retirement can run a long term big
amount policies whose annual premium is more than his income. Total premium
that i need to pay is 487000/- per year. How can i pay it ? i can not pay
it this is beyond my financial capability.
What these people have did is a punishable act and a criminal activity in
which they not only misguided me but did my and family forged signatures,
presented Fake proofs like ITR and did wrong information passed like my
daughter shown as teacher and her proof of income were forged and fake
documents were attached in her proposal. They should be sent to jail who
did all these things. I want police and legal action against them from your
side along with that i want my money back . People in your company are not only
looting people and also making a big fools who lost their hard earned money
in these bogus calls from your company. I will take criminal police and
legal action against Mr. mittal , Mr. Ved Parkash Khanna and MR. Rohit who
cleverly took away policies from me to avoid freelook cancellation. Same
action i want to be done from your side too against these people who are
looting hard earned money of people.
In Last i want my money back with some serious action against these people.
I have attached all the forged forms in which signature are forged and all
the related documents to prove that Gaganpreet Kaur was student at that
time. All wrong information is also attached here and signature proofs of
me. Gaganpreet Kaur ( Daughter) , Jagmeet Singh ( SON) is also attached.
Want speedy action from your side.

Thank you
Inderpaul Singh
9878765267

———- Forwarded message ———-
From: Inder Paul Singh
Date: Tue, May 6, 2014 at 4:36 PM
Subject: Re: Signature Forgery Documents IRDA TOKEN NO. 04-13-023952
To: complaints IRDA

Dear Sir/ Madam,
With following details i also want to bring in your notice that
Religare Employees not only misguided me but did fraudulent
activities. Even their details mentioned in diffrent policies does not
match with each other with signatures too.Actually they tried to copy
signatures. Benefit illustration is 100% fake as they never got it
signed from me.They did signature forgery in every policies from form
to Benefit illustration. In Policies number 110813222116, 110913245806
signatures are fake on cross cuttings benefit illustration followed by
wrong information written about my income,family history,height
weight. ITR in these cases may be given fake as it does not match with
my income details as per my form 16. My height is 5.6′ and weight is
around 90 kg which i told Aegon religare representative to fill but he
did not filled right details. Secondly Benefit illustration sign are
not mine which can be easily judged. in policies no. 111113299845 and
111113299847 they did misguidance to me and also did forgery. They not
only issued policies on my daughter Gagandeep kaur’s name with wrong
occupation details but also provided her fake itr in these policies.
one more thing to be noted that in these policies details of Gagandeep
mismatch with previous policies and Gagandeep Kaur does not do any
job. She just had finished her studies. So it is impossible that she
can pay premium of this long term policy. One more thing to be noted
that 460000/- income shown on form but Response sheet filled and
signed by Sales Manager Hittesh battra showing income 3 lac. So
contradictory statements are there.Her signatures are also forged.
Policy no. 110913240735 is based on fake signatures which are easily
can be judged. Mine and my son’s signatures are copied and all details
related to it is mentioned in my previous mail which is attached
below.They told me that these policies are exclusive policies. Mr.
Mittal who was saying that he is general manager of company had talk
with me and said to me that he would give me a plan which a High Level
Executive Plan. In this plan i would get highest return of 15% and i
would get my refund after six months. I denied on it. But after that i
started to receive calls from Ved Parkash Khanna who introduced
himself as Managing director of company. He forcefully got investment
from me. He also warned me that i should not discuss this plan with
Local office as they do not know about this scheme. I suspected but
they gave confirmation call to me on my phone saying we are calling
from Aegon Religare Customer care and they briefed same plan which Ved
Parkash Khanna told me with same warning not to discuss this plan with
local office. Religare is a trusted brand so i believed them. One
thing should be noted that they always called me from there personal
number not from there office phone. They told me that i will receive a
login verification call and i have to agree to all points of
verification and assured me that nothing will go wrong. But nothing
gone right. I received policies one by one and i gave complaint to Ved
Parkash Khanna M.D that policies are not like they told me. they again
assured me that not to worry. He sent Mr. Rohit who collected all
policies from me one by one when i started to receive these wrong
policies stating that he will change the policies now to my
conditions. Nothing happened like it. I received all policies few
months after by courier with no changes. I approached Local Religare
office they did not entertained me. I felt depressed as i was robbed.
Then i approached ombudsman had talk with company not all went vain. i
want you please help this retired man to get my hard earned money back
and also request you to stop these companies to do all these forged
jobs. I also can produce signatures related proofs and other
supporting proof if needed. i also scare that they may have did
forgery with Id and other proofs which i have given. I urge you to
please get my money refunded because i am retired old man and this is
all my capital and my whole life earning which i will loose. Please
make refund and i am hoping positive result fron your side.
Thank you
Inderpaul Singh

Forgery, Fake Documentation and misguiding
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