As a Merchant, Never go with Payumoney Payments systems. B-coz they staff is trained by Company to hold the money of Seller / Purchaser / Merchants for a maximum period.
Delaying of funds is misuse of funds and Misuse of funds is fraud as per RBI Guidelines.
whenever I request anything in contact form of Payumoney, they always with a ticket number #1410544 and tell me wait for 24 hours. But after so much time the 24 hours is not completed as per Payumoney standards.
This is totally Fraud and beware of this way.
Acharya V Shastri
On Behalf of Namrata Bhave