Sub: Requesting you to take our bank problem into notice.
As I am B. Venkatesh from Raichur, Karnataka. Sir I have taken an industrial loan from bank of Maharashtra. Loan a\c no 60060615698. My loan has been sanctioned on 11-01-2011. Amount 22.00 lakhs, ROI 11%, period of repayment 120 months starting from April 2011, EMI RS 32600/. I could not regularise the payment because of the following reasons.
1. The delivery of machines was delayed by the suppliers by 3 months(Godwin co Guntur, Vijaydurga co Vijayawada)
2. In the year 2012 there was heavy down pour in raichur and all the activities were stalled especially the availability of raw materials, transport etc.
3. Because of these problems my industry was affected for a year.
4. My industry started in January 2013 and I had given employment for 20 workers, 2 drivers, and 3, security totally I had employed 25 workers.
5. As you know sir Raichur is a backward district and you should have soft corner for my industry.
6. I was served possession notice on 26/12/2013 and case was filed in DRT on 24/01/2014.
7. Till today the total months completed is only 51 months.
8. The total EMI payable for 51 months is Rs 16, 62,600/00.
9. The total amount paid to bank is Rs 36, 73,250/00.
10. Accordingly excess amount paid is Rs 20, 10,650/00.
11. The firm is having still 69 months to pay balance amount.
Sir as per bank statement my closing balance was 2, 97,092/00. But the bank had charged Rs 3,86,623/00 for legal expenses and salary for security. And additional Rs 1, 56,000/00 of salary for security, for around 3, 00,000/00 balance amount, the bank has charged Rs 5, 42,623/00 as expenses. Is there any justice in charging these expenses?
Sir as your main vision is Make in India. But the bankers are not supporting for micro and small scale industry.
The other details are sent to you through postal service sir . plz sir help me to overcome this issue. other wise all my employes and me will face many problems sir.
Plz sir to convey my problem I need an appointment with you sir.
h no 12-1-3/b
Basavan bhavi chowk gunj road
Raichur 584101 karnataka
cell no 09448758223.